Intesanpaolo (MEX:ISP N) Cyclically Adjusted Book per Share: MXN87.18 (As of Mar. 2026)


MEX:ISP N Intesa Sanpaolo MEX:ISP N
57 GF Score
Price MXN118.41
GF Value MXN81.40
! 6 Warning Signs
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What is Intesanpaolo Cyclically Adjusted Book per Share?

Intesanpaolo MEX:ISP N 57 Cyclically Adjusted Book per Share is MXN87.18 as of Mar. 2026. GuruFocus rates MEX:ISP N with a GF Score™ of 57/100 and a GF Value™ of MXN81.40. The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Intesanpaolo's adjusted book value per share for the three months ended in Mar. 2026 was MXN82.256. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is MXN87.18 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Intesanpaolo's average Cyclically Adjusted Book Growth Rate was 2.40% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 1.30% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 3.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Intesanpaolo was 4.20% per year. The lowest was -2.40% per year. And the median was 1.85% per year.

As of today (2026-07-08), Intesanpaolo's current stock price is MXN118.41. Intesanpaolo's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was MXN87.18. Intesanpaolo's Cyclically Adjusted PB Ratio of today is 1.36.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Intesanpaolo was 1.64. The lowest was 0.40. And the median was 0.72.


Intesanpaolo  (MEX:ISP N) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Intesanpaolo's Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=118.41/87.18
=1.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Intesanpaolo was 1.64. The lowest was 0.40. And the median was 0.72.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Intesanpaolo Cyclically Adjusted Book per Share Related Terms


Intesanpaolo Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Intesanpaolo's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Intesanpaolo Cyclically Adjusted Book per Share Chart

Intesanpaolo Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 65.27 75.43 67.06 79.16 74.37

Intesanpaolo Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 73.57 71.39 73.65 74.37 87.18

MEX:ISP N vs PNC: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Intesanpaolo's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Intesanpaolo Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Intesanpaolo's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Intesanpaolo's Cyclically Adjusted PB Ratio falls into.


MEX:ISP N
57GF Score
Intesa Sanpaolo MEX:ISP N
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Intesanpaolo Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Intesanpaolo's adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=82.256/124.5600*124.5600
=82.256

Current CPI (Mar. 2026) = 124.5600.

Intesanpaolo Quarterly Data

Book Value per Share CPI Adj_Book
201606 58.837 99.900 73.361
201609 62.350 100.100 77.586
201612 63.378 100.300 78.708
201703 60.875 101.000 75.075
201706 64.334 101.100 79.263
201709 69.141 101.200 85.101
201712 77.840 101.200 95.808
201803 72.811 101.800 89.090
201806 66.868 102.400 81.339
201809 65.598 102.600 79.638
201812 68.986 102.300 83.997
201903 69.167 102.800 83.808
201906 66.400 103.100 80.221
201909 68.619 102.900 83.063
201912 67.083 102.800 81.283
202003 83.754 102.900 101.384
202006 87.097 102.900 105.431
202009 91.673 102.300 111.621
202012 82.217 102.600 99.814
202103 82.018 103.700 98.517
202106 81.928 104.200 97.936
202109 83.663 104.900 99.343
202112 76.201 106.600 89.039
202203 73.160 110.400 82.544
202206 68.252 112.500 75.569
202209 65.872 114.200 71.848
202212 66.540 119.000 69.649
202303 64.879 118.800 68.025
202306 63.333 119.700 65.904
202309 65.743 120.300 68.071
202312 64.852 119.700 67.485
202403 65.020 120.200 67.378
202406 71.177 120.700 73.453
202409 82.224 121.200 84.503
202412 80.062 121.200 82.282
202503 82.896 122.500 84.290
202506 81.937 122.700 83.179
202509 82.728 123.100 83.709
202512 79.092 122.600 80.356
202603 82.256 124.560 82.256

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of MXN87.18 mean?
Intesanpaolo (MEX:ISP N) has a Cyclically Adjusted Book per Share of MXN87.18 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Intesanpaolo and its competitors.
Is Intesanpaolo's Cyclically Adjusted Book per Share too high?
Intesanpaolo's current Cyclically Adjusted Book per Share is MXN87.18. Overall, Intesanpaolo has a GF Score™ of 57/100, reflecting its overall financial health beyond just this single metric.
How does Intesanpaolo's Cyclically Adjusted Book per Share compare to PNC?
Intesanpaolo's Cyclically Adjusted Book per Share of MXN87.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Intesanpaolo and its competitors. Intesanpaolo's current Cyclically Adjusted Book per Share is MXN87.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Intesanpaolo stock overvalued right now?
Intesanpaolo (MEX:ISP N) has a current Cyclically Adjusted Book per Share of MXN87.18. The stock's GF Value™ is MXN81.40, compared to a current price of MXN118.41 — trading 45.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is MXN87.18. Intesanpaolo's overall GF Score™ is 57/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Intesanpaolo (MEX:ISP N), the current Cyclically Adjusted Book per Share is MXN87.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Intesanpaolo (MEX:ISP N) Overvalued in 2026?

Based on GuruFocus' analysis, Intesanpaolo stock appears to be overvalued. The current stock price of MXN118.41 is trading 45.5% above its estimated GF Value™ of MXN81.40.

Key valuation signals for MEX:ISP N:

  • Cyclically Adjusted Book per Share: MXN87.18
  • GF Value™: MXN81.40 vs. price of MXN118.41 (45.5% above fair value)
  • GF Score™: 57/100 with 6 warning signs

No single metric tells the full story. See the MEX:ISP N stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Intesanpaolo Business Description

Address Piazza San Carlo, 156, Torino, ITA, 10121
Intesa Sanpaolo is an Italian banking group resulting from the merger of Banca Intesa and Sanpaolo IMI in 2007. The Italian segment still accounts for by far the most of its earnings. Still, Intesa also has a growing international presence, focusing on some smaller countries in Central and Eastern Europe. Intesa has an enviable market position in the Italian savings market that it services through its private banking, asset management, and life insurance operations, which accounts for around 25% of its revenue. While Intesa does have a sizable corporate banking business, it has limited exposure to securities trading and underwriting.
57GF Score

Get the complete analysis for MEX:ISP N

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN118.41
Price
MXN81.40
GF Value